Private disabled setup. Choosing Email my results requests one copy only, not ongoing marketing or SMS. Results are educational and self-reported, not verified. This is not a validated assessment of affordability, creditworthiness, mortgage eligibility or whether you should buy. All help is available at every score. A complete display uses 1 + round(99 × raw points / 100); the 1 is a display baseline, not an earned point. Skipped scored questions produce a partial check with no full score or component totals.